Does your business need capital?

We can boost your business with a credit line up to (COP) $8.000.000 Be one of the first chosen to receive the working capital you need:

For natural persons.
We don’t need to know your sales history.
We don’t need photocopies or documents.

I want my credit!

Does your business need capital?

Te prestamos hasta $2.000.000 para que impulses tu empresa. Regístrate y sé uno de los primeros en contar con nuestro crédito.

For natural persons.
We don’t need to know your sales history.
We don’t need photocopies or documents.

Reasons to believe

We are a financial ally with a solution created by entrepreneurs, for entrepreneurs. We understand how difficult and lonely the road can be when you’re starting a business. Therefore, we pledge that our service will always be: That's why we pledge that our service will always be:

Reasons to believe

We are your financial partner with a digital solution created by entrepreneurs, for Solopreneurs. We understand how difficult and lonely the road can be when you are creating a business. That's why we pledge that our service will always be:

Easy

We don't require time in business or documents you don't have. With registration in the Chamber of Commerce as a natural person is enough.

Agile

You will receive an answer to your loan request in maximum 2 weeks, and the funding in 3 days.

Transparent

You will always know all of our conditions and rates.

For everyone

We don't mind about your business size. Everyone is welcome at Plurall.

Easy

We do not require seniority, historical sales or documents you do not have.

Agile

The approval of your credit takes only 30 minutes. And you have the money:1 day! Yeah, we know how hard it is to be short on bills.

Transparent

You will always know all of our conditions and rates.

For everyone

Everyone is welcome at Plurall. No matter your size, if you sell strawberry desserts or metal t-shirts.

Microcredit

Working capital for giving a boost to your business. We deliver loans from COP $400,000 and up so you can strengthen your business

Digital Account

Manage the money of your business independently from your personal one and receive our credit directly on your phone.

Plurall Card

Visa Debit Card so you can have a better control of your expenses, paying for your supplies and suppliers online or on any POS. No handling fees or rates.

How to pay your installments

Find here all the options to pay your quotas without any complications.

Online Payments

Pay your installment via PSE, from any bank account, debit, or credit card. In minutes and at no cost.

Pay to our Bancolombia account

You can pay by making a transfer to our Bancolombia Savings Account #201-000033-77 in the name of Plurall Capital Colombia SAS Nit 901.512.345-1, using your ID number as a reference.

Manage your loan

Testimonials

Real stories of success and progress from our customers

Cencomóviles

"Actualmente tengo un negocio de reparación de equipos de cómputo y móviles. Necesitaba cambiar la fotocopiadora por una más reciente y una vitrina nueva para mostrar más productos en el local. Usé el microcrédito para esto, me pareció muy fácil, no tuve dudas"

Panadería La Espiga Dorada

"Tengo un negocio de producción y venta de productos de panadería. Necesitaba encontrar capital para mejorar mis empaques y que se diferencien de la competencia. Con Plurall fue fácil y rápido"

Comercializadora Jaalcoro

"Es una excelente oportunidad que nos brindan ya que con ese préstamos son fáciles y ligeros los desembolsos. Me gustó mucho y me ha sido de gran ayuda en mi negocio "

Plásticos La Rebaja

"El crédito que me otorgaron en Plurall, me ayudó a aumentar la mercancía en mi negocio, haciéndome más competitivo y brindándome la oportunidad de crecer de manera sólida. Estoy muy feliz y agradecido. Lo recomiendo."

Noticias 24-7

"Me ayudó con un recurso que lo invertimos en la compra de equipos para optimizar nuestro trabajo como medio de comunicación digital"

Tienda Jongares

"Excelente muy fácil nada de compliques"

Bussiness World Travel

"Plurall es un pequeño aporte que impulsa el negocio"

Cigarrera San Diego

"Son muy eficientes y rápidos, me ayuda a cumplir mis metas"

FAQs

Solve your doubts here!

How do I contact Plurall?

You can contact us through our email hola@plurall.com

Where can I pay my Plurall credit?

You can pay through PSE on our website or by transfer to our Bancolombia account. See our section "How to pay your credit" for more details.

What fees does the Plurall account have?

None. Our digital account is free of fees. You will pay $0 for using it.

Is Plurall a bank?

No. Plurall is a FinTech that leverages proprietary and third-party technologies to help you achieve your business goals, through access to the digital payments and credit ecosystem. The electronic deposit accounts and the Visa Debit Card that you can open through our platform are issued by Pagos GDE S.A (Powwi), a company specialized in Deposit and Electronic Payments (SEDPE) under the surveillance of the Financial Superintendence of Colombia.

Does Plurall uses intermediaries?

No. Plurall is a 100% digital company and we do not have intermediaries. This helps keep our costs low so we can pass along the savings to you. Avoid being a fraud victim with third parties that appear on our behalf offering you help. Our service is so easy and simple you don't need anyone helping you!

Is Plurall under surveillance of SuperFinanciera?

No. The digital accounts and the Visa Debit Card that you can open and request through our platform are issued by Pagos PGE S.A. (Powwi) a company specialized in Deposit and Electronic Payments (SEDPE) under the surveillance of the Financial Superintendence of Colombia.

What does Plurall take into account to approve my loan?

Tenemos en cuenta todos los datos que ingresas a nuestro formulario de inscripción. Estos datos entran a un algoritmo que evalúa toda la información, analiza cerca de 500 variables y nos ayuda a construir un perfil de riesgo y monto adecuado para ti y tu negocio.

Does Plurall lend me if I am reported?

At this time, no. Being reported in data centrals is one of the variables that we take into account in the evaluation of our potential customers.

What fees are charged to my loan?

Tasa de interés: 3,14% mensual.Ley MiPyme: 4,5% -7,5% anual.Fondo de Garantías de Antioquia: 12.72% + IVASeguro de vida deudor: $3.200 + IVA por cada millón que te prestemos. Si quieres conocer el costo final de tu crédito, te invitamos a usar nuestro simulador para que veas el valor de tu cuota final.

How long is the term to pay my credit?

In your first loan up to 3 months. We are offering a graduation program for renewals, making available larger amounts, at a lower cost, over longer payback periods.

What can I do to get approved to a higher amount?

Inicialmente, nuestro crédito máximo llegará hasta $8,000,000. Más adelante podrás solicitar créditos más altos y con plazos de pago más largos.

What is the maximum amount I can request?

En nuestra etapa inicial, los créditos llegarán hasta $8,000,000.

What is the minimum amount I can request?

During our initial stage, the minimum amount is COP $400,000

What type of loan does Plurall originate?

The credit that Plurall delivers is a “Microcredit” loan - A low amount credit that can be accessed by Solopreneurs and Small Business Owners to promote the growth of their business. According to Superintendencia Financiera - our regulator - a Microcredit cannot exceed 25 minimum wages, meaning COP $25 millon.

¿En qué momento Plurall usa débito automático?

No aplica para MVP

Can I make a physical request for a loan?

No, Plurall is a 100% digital company, therefore we don't have any offices or intermediaries. Our onboarding process is entirely through our website page or our Plurall App. This helps keep our costs low so we can pass along the savings to you.

What happens if I request a loan but I am not a Solopreneur?

If you request a loan without owning a business, it probably won't get approved. Cheer up! If you have a business idea, perhaps this is the signal you were looking for to start.

Do I have to be a Solopreneur, Entrepreneur or a Small Business Owner to get approved?

Yes, the loan from Plurall is a credit for business owners to boost their business’ growth. To request one, you must be a business owner.

Does Plurall check my credit history?

Yes. Plurall reviews potential customers’ credit history to assess the eligibility for the loan.

Can I make payments before the due date?

Yes. You can pay anytime you wish, using any of the channels listed in our website.

What happens if I pay after the due date?

If you pay after the date agreed with us, the default interest rate of the credit will begin to run, and you will end up paying more than the initial interest rate. Depending on the number of days that you go without paying your credit, administrative fees will also be charged to your payments. If you go over 30 days without any payments, you will affect your ability to get additional loans.