¡Puedes comunicarte con nosotros a través de nuestro correo hola@plurall.com para todo lo que necesites!

Puedes pagar en cualquiera de los siguientes canales:  A través de PSE en nuestra página web.  En los 10,000 puntos aliados de Efecty.  En nuestra app.

None. Our digital account is free of fees. You will pay $0 for using it.

No. Plurall is a FinTech that leverages proprietary and third-party technologies to help you achieve your business goals, through access to the digital payments and credit ecosystem. The electronic deposit accounts and the Visa Debit Card that you can open a request through our platform are issued by Pagos GDE S.A (Powwi), a company specialized in Deposit and Electronic Payments (SEDPE) under surveillance of the Financial Superintendence of Colombia.

You can pay for it either by PSE or at one out of the 10,000 allied points of Baloto or Efecty. 

No. Plurall is a 100% digital company and we do not have intermediaries. This helps keep our costs low so we can pass along the savings to you. Avoid being a fraud victim with third parties that appear on our behalf offering you help. Our service is so easy and simple you don't need anyone helping you! 

No. The digital deposits (accounts) and the Visa Debit Card that you can open and request through our platform are issued by Pagos PGE S.A. (Powwi) a company specialized in Deposit and Electronic Payments (SEDPE) under surveillance of the Financial Superintendence of Colombia.

We take into account all the data you shared with us in our registration form. This data enters a machine-learning algorithm that evaluates all the information, analyzing nearly 500 variables helping us build your risk profile, so we can offer you the right amount, at the right terms, for you and your business.

At this time, no. Being reported in data centrals is one of the variables that we take into account in the evaluation of our potential customers.

Our rates include: 45% annual interest: Good performance on your first loan makes you eligible for lower rates on your second loan. My Pyme Law: 4,5% - 7,5% Guarantee Fund: 5,5% + VAT Life Insurance rate: $3,200 + VAT for every $1 million we lend you.

In our initial stage, up to 3 months. Thereafter, we will be offering a graduation program, making available larger amounts, at a lower cost, over longer payback periods, to our customers who perform well.

During our initial stage, our maximum amount will be COP $2,000,000, available only for the first selected customers. In later stages, you can ask for higher amounts. We will teach you how to have better behavior to graduate to larger loans, at lower interest rates with longer payback periods.

During our initial stage, the maximum amount is COP $2,000,000

During our initial stage, the minimum amount is COP $400,000

The credit that Plurall delivers is a “Microcredit” loan - A low amount credit that can be accessed by Solopreneurs and Small Business Owners to promote the growth of their business. According to Superintendencia Financiera - our regulator - a Microcredit cannot exceed 25 minimum wages, meaning COP $25 millon.

No, Plurall is a 100% digital company, therefore we don't have any offices or intermediaries. Our onboarding process is entirely through our website page or our Plurall App. This helps keep our costs low so we can pass along the savings to you.

If you request a loan without owning a business, it probably won't get approved. Cheer up! If you have a business idea, perhaps this is the signal you were looking for to start.

Yes, the loan from Plurall is a credit for business owners to boost their business’ growth. To request one, you must be a business owner. 

Yes. Plurall reviews potential customers’ credit history to assess the eligibility for the loan. 

Yes. You can pay anytime you wish, using any of the channels listed in our website.

If you pay after the date agreed with us, the default interest rate of the credit will begin to run, and you will end up paying more than the initial interest rate. Depending on the number of days that you go without paying your credit, administrative fees will also be charged to your payments. If you go over 30 days without any payments, you will affect your ability to get additional loans.

Forget about bureaucracy, documents and traditional, formal processes. At Plurall we will only ask you to be a Colombian citizen over 18 years old, own a business of any size and kind, and share some data with us in our waiting list. Simply fill out the application so we can approve your request.

It is so easy! You need to fill out our waiting list form and we will evaluate your application. If you are selected as one of our first customers, you will receive instructions on how to receive your money through your email.